Athenic DeFi IRAs

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Ongoing Support

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Required Annual IRS Forms

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Dashboard Access

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Infrastructure & Maintanance

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No Trading Fees

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No Onramping Fees

Roth IRA

Traditional IRA

$249 signup

$15/month

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Tax-Advantaged

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Self-Directed

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No Trading Fees

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Investment LLC Formation & Maintanance

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5 Chains to Choose From

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No Onramping Fees

5 Chains to Choose From

Ethereum, Solana, Polygon, Avalanche, and Base are all available.

IRA Setup & Registration

We handle the paperwork with getting your account set up with the IRS.

Annual Compliance

Don't worry, we've got the tax forms covered for you.

No Trading Fees

We do not charge any fees on your trading activity.

LLC Registration & Compliance

IRA investments are made through your Wyoming-based LLC investment vehicle.

Self-custodial Account

Use your wallet of choice to direct your account.

· Case studies

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Save ~$2,000 on $10k gains.

If you earned $10,000 in DeFi gains this year outside of an IRA, you’d owe ~$2,000+ in taxes (depending on your jurisdiction). With Athenic, those gains can grow tax-free inside a Roth or Traditional IRA — and you still hold your keys.

0% tax

On gains inside of your Roth or Traditional IRA

Self Custody

Your keys are your keys.

Athenic

Rocket Dollar

Alto Crypto IRA

Signup Price

$249

$600

Monthly Fees

$15/mo

$40/mo

Trading Fees

None

1% Buy & Sell

Self Custody

Yes

Indirectly

Token Access

Full Access

None

250+ tokens

LP, Yield Farming, DeFi

Yes

Airdrop Eligibility

Yes

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Pricing FAQ

How much does it cost go get started?

You’ll pay a one-time $250 setup fee when you create your account. This covers IRA creation, LLC investment vechicle registration + setup, and tax-advantaged infrastructure setup. After 30 days, you’ll be billed $15/month.

What does the monthly fee include?

Your monthly fee covers ongoing access to your IRA account, tax reporting (like IRS Form 5498), infrastructure maintenance, and email support. You stay in control of your wallet — we handle the backend.

Are there any hidden fees?

Nope. No transaction fees, no percentage-based asset fees, no surprise charges. We keep it flat and transparent.

Can I cancel any time?

Yes. You can cancel your monthly plan at any time. If you decide to stop using Athenic, we’ll help you export or roll over your IRA.

Do you support rollovers from other IRAs?

Yes. You can roll over an existing Traditional or Roth IRA into Athenic. We’ll guide you through the process during onboarding. After creating your account, email support@athenic.xyz

Do I need to use a specific wallet?

No. You bring your own wallet — MetaMask, Phantom, Solflare, or any compatible wallet for the chain you choose. You hold the keys.

Who is behind Athenic?

We're lawyers from LexDAO and degens from Aragon who wanted tax-optimized crypto investments.

Why did you build this?

There weren't any products that offered self-directed retirement accounts that we liked.

How does it work?

You get a tax-advantaged self-custodial account that can be used with all major wallets. See our FAQ.

Disclaimer: Athenic LLC ("Athenic") is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. Athenic is not affiliated with and does not endorse any particular cryptocurrency, blockchain token, or investment strategy. Athenic is solely a technology platform providing access to cryptocurrency and other investments.

Cryptocurrencies are speculative investments with risk of loss. Staking involves considerable risk. Cryptocurrency is not legal tender backed by the United States government. Athenic makes no guarantee or representation regarding investors' ability to profit from any transaction or the tax implications of any transaction. Athenic does not provide legal, investment, or tax advice. Consult a legal, investment, or tax professional.

Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way, nor does it constitute an offer to sell of solicitation of an offer to buy or sell any cryptocurrency or security or to to participate in any investment strategy. Athenic makes no representation or warranty as to the accuracy or completeness of this information and shall not have any liability for any representations (expressed or implied) or omissions from the information contained herein. Athenic disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental, or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.

Our Pricing