Decide whether you want a Roth or Traditional IRA. With a Roth, your gains can grow tax-free. With a Traditional IRA, contributions may be deductible and taxes are deferred until retirement.
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02
Submit Your Info
We’ll walk you through a short onboarding form to gather the legal and financial info needed to create your IRA. No lengthy paperwork — just what’s required to get your account IRS-compliant.
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03
We Set Up the Account Infrastructure
Athenic handles entity creation, IRS registration, and links your new IRA to the backend infrastructure — so you’re ready to fund and use your account on-chain.
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04
Connect Your Wallet & Fund Your Account
Bring your own wallet (MetaMask, Solflare, etc.) and pick a chain: Ethereum, Solana, Base, Avalanche, or Polygon. Fund your IRA with a contribution or rollover. You hold the keys — we don’t touch your assets.
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05
Start Using DeFi
Once funded, your IRA is fully live. Stake, swap, farm, or just HODL — all on-chain. You invest like you normally would, but now with tax-advantaged benefits. We handle IRS reporting while you focus on the gains.
“Honestly, I just didn't know it was going to be that easy.”
